The UK Government has introduced the biggest changes to the welfare and benefits system in over 60 years. All benefit claimants, including those claiming Housing Benefit, are affected by these changes.
A summary of the changes is detailed at the links below:
Universal Credit is a single payment for working-age people who may be on a low income or out of work and claiming benefit. It includes support for the cost of housing, children and childcare, as well as financial support for disabled people, carers and people who are too ill to work.
Universal Credit replaces several means-tested benefits including Housing Benefit. This is a single payment for working-age people who may be on a low income or out of work. To claim Universal Credit, the claimant must agree a commitment that they will look for work or strive to increase their earnings if they are already working.
The following means-tested benefits will be replaced by Universal Credit:
Income-based Jobseeker’s Allowance
Income-related Employment and Support Allowance
Working Tax Credit
Child Tax Credit
To be eligible for Universal Credit in Northern Ireland the claimant must:
Live in Northern Ireland
Be 18 years of age or over (some claimants aged 16 may be eligible)
Be under State Pension age
Not be in full-time education
Not have savings or capital over £16,000
Universal Credit is a digital service. This means that the benefit application and all subsequent communications relating to the claim will be carried out online. Claimants will not receive letters or emails about their claim they have a responsibility to regularly log into their online Universal Credit account to access any communications about their claim.
Universal Credit will be paid monthly by default but claimants can choose to receive payments twice monthly. You will get your first payment five weeks after you put in your claim. The housing element of Universal Credit will be paid by default to your landlord on a monthly basis.
At the start of a claim for Universal Credit the joint claimants must choose whether payment is made to one single account or whether to split payments across two accounts (there is no default option).
Claims for Universal Credit must be made online, and all subsequent contact regarding weekly rental charges will also be conducted online at: www.nidirect.gov.uk/UniversalCredit
Remember, to claim, you must create a Universal Credit account online
Help and Advice
If you are concerned about how the changes to the benefit system will affect you, information and advice can be obtained by contacting:
Rural Housing Association: 028 82 246118
Advice NI: 028 90645919
Housing Rights Service: 028 90245640
Citizen’s Advice Bureau: 0300 1 233 233
Personal Independence Payment (PIP)
Personal Independence Payment (PIP) is a benefit replacing Disability Living Allowance (DLA) for people between 16 and State Pension age.
PIP helps towards some of the extra costs arising from having a long-term health condition or disability that is expected to last for 12 months or longer. Entitlement to PIP is based on the effect a long-term health condition has on your daily life, not the condition itself.
Rate Rebate replaces Housing Benefit for rates for homeowners and tenants of working age. You can only claim Rate Rebate if you’re already entitled to Universal Credit in Northern Ireland. To get Rate Rebate, tenants and homeowners must apply online to Land & Property Services (LPS).
Who is eligible?
The Rate Rebate Scheme will only apply to working-age tenants.
Eligibility to claim
You must be entitled to Universal Credit.
You or your landlord must be liable for payment of rates to Land & Property Services.
You must occupy the property as your home.
Those eligible to claim will not be entitled to Housing Benefit for rates or Low-Income Rate Relief. *
Once you receive notification on your Universal Credit journal that you are entitled to UC you should immediately make a claim for a Rate Rebate.
Failure to do so within three months may mean you lose some of your Rate Rebate award. The Rate Rebate application process is a digital only application.
You must notify LPS of any changes relevant to your claim immediately, by logging onto your online account. Failure to notify a change of circumstance may result in an overpayment which will need to be repaid. Information on changes that need to be reported can be found at: